Long-Term Care Products

Why sell LTCi with Ritter?

More than half of people turning 65 by 2019 will require long-term care during their lifetimes.
About 15 million Americans are expected to have a long-term care need by 2050.
LTCi plans are much more affordable and attainable before a client’s health deteriorates.

Ritter is at the forefront of the long-term care insurance industry. Our carrier partners lead the way with traditional products and long-term care alternatives such as hybrid and annuity/LTCi combination products. As the LTC landscape changes, our partners continue to develop innovative ways to provide essential coverage to a growing population.

For Professional LTC Help please contact our strategic partners at Advisors Insurance Brokers (AIB) at 800-724-8977:

Traditional LTC support – Melissa Frasier x115
Traditional LTC & Linked Benefit support – Jennifer Brown x126
Linked Benefit Support – David Michalski x100
Agents may also request service and support via at [email protected]

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Gender *

Male Female

Marital Status *

In the past 5 years, have you used any tobacco products? * Yes No

If yes, what type/how often?

Do you currently require assistance with any of the following activities? *

Yes No

Have you ever been confined to a nursing or rehabilitation facility? * Yes No

If yes, please explain when and for what reason.

Please complete the following chart to reflect any prescription medications you have taken in the past 12 months.

Medication Name	Prescribed For	Current Dosage/ Taken How Often	Indicate Changed Made to dosage in past 12 months.	Have you stopped taking it, even though it is prescribed? If so, why?
Medication Name	Prescribed For	Current Dosage / Taken How Often	Indicate Changed Made to dosage in past 12 months.	Have you stopped taking it, even though it is prescribed? If so, why?
Medication Name	Prescribed For	Current Dosage / Taken How Often	Indicate Changed Made to dosage in past 12 months.	Have you stopped taking it, even though it is prescribed? If so, why?
Medication Name	Prescribed For	Current Dosage / Taken How Often	Indicate Changed Made to dosage in past 12 months.	Have you stopped taking it, even though it is prescribed? If so, why?
Medication Name	Prescribed For	Current Dosage / Taken How Often	Indicate Changed Made to dosage in past 12 months.	Have you stopped taking it, even though it is prescribed? If so, why?

Have you been hospitalized, consulted with or been treated by a medical professional for any reasons not listed above? Yes No

If yes, please explain. Please include date diagnosed, treatment received, and if you are still under treatment.

Are you currently under any post-operative care, like physical therapy? Yes No

If yes, please explain. Please include date diagnosed, treatment received, and if you are still under treatment.

Have any surgeries or tests been recommended that have yet to be completed? Yes No

If yes, please explain.

Have you ever been declined for long term care insurance, life insurance, or disability insurance? Yes No

If yes, please explain.

Do you qualify for payment or are you receiving disability income or social security disability? Yes No

Do you have a handicap parking permit? Yes No

Have clients who want to have a safe plan in place for the future? Our long-term care team knows just where to start.