Medicare Advantage Emergency-Related SEPs

Has a natural disaster or emergency occured near you recently? Your clients may qualify for a Special Enrollment Period.

CMS provides a Special Enrollment Period (SEP) for individuals who need to enroll in, disenroll from, or switch Medicare Advantage or prescription drug plans but are affected by a disaster or other emergency declared by a federal, state, or local government entity.

Note: These SEPs are only available to beneficiaries who were affected during the incident period and may have missed a valid election period during the time of the incident period. This SEP shouldn’t be used as a marketing tool to generate new enrollments. See the full rule here that allows and establishes parameters for CMS to open up SEPs for those impacted by declared emergencies.

State SEP Reason Counties Affected SEP Start Date SEP End Date
Alabama Underground Fire St. Clair 1/3/2023 TBD
Straight-Line Winds, Lightning, Hail, Tornadoes Autauga, Chambers, Coosa, Dallas, Elmore, and Tallapoosa 1/12/2023 TBD
Severe Weather Autauga, Bibb, Chambers, Chilton, Choctaw, Clarke, Clay, Coffee, Colbert, Coosa, Dallas, Dekalb, Elmore, Franklin, Greene, Houston, Jackson, Lauderdale, Lawrence, Limestone, Marengo, Marion, Marshall, Morgan, Perry, Randolph, Russell, Shelby, Sumter, Tallapoosa, Wilcox, and Winston 3/24/2023 TBD
Severe Weather Baldwin, Barbour, Bullock, Butler, Chambers, Choctaw, Clarke, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Greene, Hale, Henry, Houston, Lowndes, Marengo, Mobile, Monroe, Montgomery, Perry, Pike, Sumter, Tuscaloosa, and Wilcox 6/10/2023 TBD
Alaska Severe Winter Storms Valdez-Cordova, Matanuska-Susitna, Fairbanks North Star, Denali, Southeast Fairbanks, and Yukon-Koyukuk 1/3/2022 TBD
Typhoon Merbok Aleutians East, Aleutians West, Bethel, Dillingham, Kusilvak, Nome, Northwest Arctic, and Yukon-Koyukuk 9/17/2022 TBD
Arizona Pipeline Fire Coconino 6/12/2022 TBD
Extreme Heat Event All 8/9/2023 TBD
Arkansas Severe Weather Conway 3/14/2023 TBD
Severe Weather Scott 3/21/2023 TBD
Severe Weather All 3/31/2023 10/31/2023
Severe Weather Cross, Lonoke, and Pulaski 3/31/2023 TBD
Severe Weather All 6/17/2023 9/30/2023
Severe Weather Ashley 6/17/2023 TBD
Severe Weather All 6/25/2023 TBD
Severe Weather Arkansas, Faulkner, Lonoke, Poinsett, Pope, and Pulaski 6/25/2023 TBD
California Alisal Fire Santa Barbara 10/11/2021 TBD
Atmospheric River Storms Amador, Butte, Contra Costa, Glenn, Humboldt, Lake, Marin, Mendocino, Monterey, Napa, Placer, Plumas, San Francisco, Solano, Sonoma, and Trinity 10/21/2021 TBD
Colorado Fire Monterey 1/21/2022 TBD
Oak Fire Mariposa 7/22/2022 TBD
McKinney Fire Siskiyou 7/29/2022 TBD
Monkey Pox Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, and Yuba 8/1/2022 TBD
Flash Flooding Alpine and Inyo 8/1/2022 TBD
Route Fire Los Angeles 8/31/2022 TBD
Mill Fire Siskiyou 9/2/2022 TBD
Mountain, Fork, and Barnes Fires Siskiyou 9/2/2022 TBD
Fairview Fire El Dorado, Placer, and Riverside 9/5/2022 TBD
Fork and Barnes Fires Madera and Modoc 9/7/2022 TBD
Tropical Storm Kay Imperial, Inyo, Los Angeles, Riverside, and San Bernardino 9/9/2022 TBD
Mosquito Fire Aftermath El Dorado and Placer 11/19/2022 TBD
Severe Winter Storms, Flooding, Landslides, and Mudslides Merced, Monterey, Sacramento, San Benito, San Luis Obispo, Santa Barbara, Santa Clara, Santa Cruz, Tulare, and Ventura 12/18/2022 TBD
Northern California Earthquake Humboldt 12/20/2022 TBD
Severe Winter Storm Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, and Yuba 12/27/2022 TBD
Severe Winter Storm, Flooding, and Mudslides Colusa, El Dorado, Glenn, Humboldt, Los Angeles, Marin, Mariposa, Mendocino, Merced, Monterey, Napa, Orange, Placer, Riverside, Sacramento, San Bernardino, San Diego, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Sutter, Tehama, Ventura, Yolo, and Yuba 1/8/2023 TBD
Severe Winter Storms Alameda, Alpine, Amador, Butte, Calaveras, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Solano, Sonoma, Stanislaus, Trinity, Tulare, Tuolumne, Ventura, Yolo, and Yuba 3/1/2023 TBD
Severe Winter Storms Alameda, Alpine, Amador, Butte, Calaveras, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Sonoma, Stanislaus, Trinity, Tulare, Tuolumne, Yolo, and Yuba 3/1/2023 TBD
Severe Weather Kern, Mariposa, Monterey, San Benito, Santa Cruz, Tulare, and Tuolumne 3/1/2023 TBD
Hurricane Hilary Fresno, Imperial, Inyo, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Tulare, and Ventura 8/18/2023 TBD
Colorado Spring Creek Fire Garfield 6/24/2023 9/30/2023
Titan Fire Las Animas 6/28/2023 9/30/2023
Severe Weather and Flooding Arapahoe, Cheyenne, Douglas, El Paso, Elbert, Kit Carson, Lincoln, Logan, and Washington 7/8/2023 10/31/2023
Lowline Fire Gunnison 7/26/2023 10/31/2023
Florida Tropical Depression Nine Brevard, Indian River, Monroe, Miami-Dade, Broward, Palm Beach, Hendry, Martin, Glades, Hillsborough, Pasco, Pinellas, Polk, Highlands, Hardee, Osceola, Lee, Charlotte, Collier, Manatee, Sarasota, Desoto, St. Lucie, and Okeechobee 9/23/2022 11/30/2023
Hurricane Nicole Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, and Washington 11/7/2022 10/31/2023
Seminole Tribe of Florida Tropical Storm Nicole Big Cypress Indian Reservation, Brighton Indian Reservation, Fort Pierce Indian Reservation, Hollywood Indian Reservation, Immokalee Indian Reservation, and Tampa Reservation 11/7/2022 TBD
Severe Rainfall Broward 4/13/2023 10/31/2023
Hawaii Tropical Storm Calvin Hawaii 7/18/2023 9/30/2023
Wildfire Conditions All 8/8/2023 12/31/2023
Wildfires Maui 8/8/2023 TBD
Illinois Severe Weather Coles, Cook, Edgar, Hancock, Mcdonough, Morgan, Sangamon, and Washington 6/29/2023 10/31/2023
Severe Weather Calhoun, Christian, Clark, Cumberland, De Witt, Douglas, Logan, Macon, Monroe, Moultrie, Pike, Scott, and Vermilion 6/29/2023 10/31/2023
Severe Storms and FLooding Cook 6/29/2023 10/31/2023
Indiana Asylum Seekers All 6/23/2023 9/30/2023
Severe Storms Clay, Fountain, Gibson, Johnson, Martin, Spencer, Vermillion, and Vigo 6/25/2023 11/30/2023
Iowa Severe Storms Jefferson, Lee, and Wapello 6/29/2023 9/30/2023
Severe Storms Ringgold 6/29/2023 9/30/2023
Severe Storms Appanoose, Davis, Lucas, and Monroe 6/29/2023 10/31/2023
Severe Storms Union 6/29/2023 10/31/2023
Severe Storm Systems Des Moines 8/4/2023 11/30/2023
Severe Storm Systems Lee and Sioux 8/6/2023 11/30/2023
Kentucky Severe Weather System Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford 12/31/2021 TBD
Severe Weather System Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford 1/6/2022 TBD
Severe Weather Boyle, Breathitt, Clay, Jackson, Johnson, Knott, Lawrence, Lee, Leslie, Letcher, Magoffin, Owsley, Powell, and Wolfe 2/28/2021 TBD
Severe Weather System Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford 2/1/2022 TBD
Water Shortage Due to Levee Failure Crittenden 4/29/2022 TBD
Southeast Kentucky Flooding Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCrery, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford 7/26/2022 TBD
Severe Winter Storm Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, McCracken, McCreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, and Woodford 12/22/2022 TBD
Severe Weather All 3/3/2023 TBD
Severe Weather All 3/31/2023 TBD
Severe Weather All 7/17/2023 TBD
Louisiana Severe Weather All 12/13/2022 10/31/2023
Severe Weather All 6/16/2023 11/30/2023
Heat-Related Emergencies All 8/11/2023 11/30/2023
Maine Severe Storm and Flooding Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, and Waldo 4/30/2023 9/30/2023
Minnesota Severe Storms and Flooding Aitkin, Big Stone, Carlton, Chippewa, Clay, Goodhue, Grant, Houston, Kittson, Lac Qui Parle, Lake of the Woods, Mahnomen, Marshall, Morrison, Norman, Pine, Pope, Renville, Roseau, St. Louis, Stevens, Swift, Traverse, and Wilkin 4/11/2023 9/30/2023
Mississippi Flooding Adams, Alcorn, Amite, Attala, Benton, Bolivar, Calhoun, Carroll, Chickasaw, Choctaw, Claiborne, Clarke, Clay, Coahoma, Copiah, Covington, Desoto, Forrest, Franklin, George, Greene, Grenada, Hancock, Harrison, Hinds, Holmes, Humphreys, Issaquena, Itawamba, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper, Lafayette, Lamar, Lauderdale, Lawrence, Leake, Lee, Leflore, Lincoln, Lowndes, Madison, Marion, Marshall, Monroe, Montgomery, Neshoba, Newton, Noxubee, Oktibbeha, Panola, Pearl River, Perry, Pike, Pontotoc, Prentiss, Quitman, Rankin, Scott, Sharkey, Simpson, Smith, Stone, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica, Union, Walthall, Warren, Washington, Wayne, Webster, Wilkinson, Winston, Yalobusha, and Yazoo 8/22/2022 TBD
Mississippi Water Crisis Hinds 8/30/2022 TBD
Severe Thunderstorms All 3/25/2023 TBD
Severe Storms Claiborne, Copiah, Covington, Jackson, Jasper, Jefferson, Jefferson Davis, Lawrence, Leake, Neshoba, Newton, Rankin, Scott, Simpson, Smith, and Wayne 6/14/2023 10/31/2023
Missouri Severe Weather All 7/29/2023 11/30/2023
Montana Flooding Carbon, Park, and Stillwater 6/10/2022 TBD
Flooding All 4/10/2023 TBD
Flooding Blaine, Daniels, Hill, Park, Roosevelt, Sheridan, and Valley 4/10/2023 10/31/2023
Flooding All 5/31/2023 TBD
Nebraska Severe Winter Storm Adams, Antelope, Arthur, Banner, Blaine, Boone, Box Butte, Boyd, Brown, Buffalo, Burt, Butler, Cass, Cedar, Chase, Cherry, Cheyenne, Clay, Colfax, Cuming, Custer, Dakota, Dawes, Dawson, Deuel, Dixon, Dodge, Douglas, Dundy, Fillmore, Franklin, Frontier, Furnas, Gage, Garden, Garfield, Gosper, Grant, Greeley, Hall, Hamilton, Harlan, Hayes, Hitchcock, Holt, Hooker, Howard, Jefferson, Johnson, Kearney, Keith, Keya Paha, Kimball, Knox, Lancaster, Lincoln, Logan, Loup, Madison, McPherson, Merrick, Morrill, Nance, Nemaha, Nuckolls, Otoe, Pawnee, Perkins, Phelps, Pierce, Platte, Polk, Red Willow, Richardson, Rock, Saline, Sarpy, Saunders, Scotts Bluff, Seward, Sheridan, Sherman, Sioux, Stanton, Thayer, Thomas, Thurston, Valley, Washington, Wayne, Webster, Wheeler, and York 12/13/2022 TBD
Wildfires and Drought All 4/13/2023 TBD
Severe Storm Boyd 6/23/2023 TBD
Nevada Flooding Churchill, Douglas, Elko, Eureka, Humboldt, Lander, Lincoln, Lyon, and Storey 5/29/2023 9/30/2023
Hurricane Hilary All 8/20/2023 TBD
New Jersey Severe Storm and Flooding All 7/14/2023 9/30/2023
Severe Storms All 7/15/2023 TBD
New Mexico Monsoon Rain Event Pueblo of Laguna and Cibola County 7/20/2021 TBD
Monsoon Rain Event Socorro 7/23/2021 TBD
Snow Squall Rio Arriba 12/15/2021 TBD
Snow Squall Colfax 12/15/2021 TBD
Wildfires San Miguel 4/6/2022 TBD
Severe Drought and Wildfire Conditions Bernalillo, Catron, Chaves, Cibola, Colfax, Curry, Debaca, Dona Ana, Eddy, Grant, Guadalupe, Harding, Hidalgo, Lea, Lincoln, Los Alamos, Luna, McKinley, Mora, Otero, Quay, Rio Arriba, Roosevelt, San Juan, San Miguel, Sandoval, Santa Fe, Sierra, Socorro, Taos, Torrance, Union, and Valencia 4/6/2022 TBD
Wildfires Valencia 4/11/2022 TBD
Wildfires Lincoln 4/12/2022 TBD
Wildfires Mora 4/17/2022 TBD
Wildfires Colfax 4/20/2022 TBD
Major Water System Leak Rio Arriba 6/9/2022 TBD
Flooding and Lack of Drinking Water San Miguel 7/27/2022 TBD
Flooding Due to Monsoon Event Hidalgo 8/12/2022 TBD
Water Shortage Sandoval 8/15/2022 TBD
Flooding Due to Monsoon Event Catron 8/18/2022 TBD
Flooding Grant 8/19/2022 TBD
Risk of Flooding Mora and San Miguel 9/21/2022 TBD
Flooding Sierra 10/3/2022 TBD
Flooding Sandoval 4/10/2023 TBD
Mass Shooting San Juan 5/15/2023 TBD
New York Infrastructure Risk All 5/9/2023 9/30/2023
Severe Weather Albany, Broome, Cayuga, Chemung, Chenango, Clinton, Columbia, Cortland, Delaware, Dutchess, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Lewis, Livingston, Madison, Monroe, Montgomery, Oneida, Onondaga, Ontario, Orange, Oswego, Otsego, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, St. Lawrence, Steuben, Sullivan, Tioga, Tompkins, Ulster, Warren, Washington, Wayne, Westchester, and Yates 7/9/2023 10/31/2023
Severe Storms and Flooding Clinton, Dutchess, Essex, Hamilton, Ontario, Orange, Putnam, and Rockland 7/9/2023 9/30/2023
North Carolina Severe Weather Surry 4/28/2023 9/30/2023
Severe Weather Gaston 5/17/2023 10/31/2023
Severe Weather Nash 7/19/2023 11/30/2023
North Dakota Blizzard Billings, Bottineau, Dunn, Golden Valley, Grand Forks, McHenry, McKenzie, McLean, Mercer, Morton, Mountrail, Oliver, Renville, Sheridan, Stark, Ward, Mandan Nation, Hidatsa Nation, and Arikara Nation 4/12/2022 TBD
Flooding Barnes, Burke, Dickey, Dunn, Golden Valley, Grand Forks, Hettinger, LaMoure, McHenry, Mercer, Morton, Mountrail, Nelson, Pembina, Ransom, Richland, Sargent, Steele, Towner, Walsh, and Wells 4/10/2023 9/30/2023
Border Security All 6/11/2023 TBD
Oklahoma Severe Storms Cleveland, Lincoln, McClain, Oklahoma, and Pottawatomie 4/19/2023 TBD
Severe Storms, Straight-line Winds, and Tornadoes Beaver, Cimarron, Comanche, Cotton, Craig, Creek, Delaware, Harper, Jefferson, Love, Major, Mayes, Mccurtain, Payne, Pushmataha, Rogers, Stephens, Tulsa, and Woodward 6/14/2023 9/30/2023
Severe Storms Choctaw, Creek, Delaware, Harper, Mayes, Pawnee, Payne, Rogers, Tulsa, and Wagoner 6/17/2023 9/30/2023
Oregon Miller Road/Dodge Fire Wasco 8/2/2022 TBD
Sturgill Fire Wallowa 9/5/2022 TBD
Cedar Creek Fire Lane 9/9/2022 TBD
Drought with Risk of Wildfire Crook and Jefferson 2/16/2023 2/28/2024
Drought Grant and Deschutes 3/23/2023 2/29/2024
Drought Harney 4/13/2023 2/29/2024
Drought Wasco 4/18/2023 2/29/2024
Drought Lake and Sherman 4/19/2023 2/29/2024
Drought Conditions Jackson 6/14/2023 2/29/2024
Golden Fire Klamath 7/22/2023 TBD
Hat Rock and Mount Hebron Fires Umatilla 8/2/2023 TBD
Imminent Threat of Wildfire All 8/2/2023 2/28/2024
Lookout Fire Lane 8/13/2023 TBD
Pennsylvania Infrastructure Risk Philadelphia 6/11/2023 TBD
Puerto Rico Flash Floods Aguas Buenas, Bayamon, Catano, Dorado, Guaynabo, Humacao, Naguabo, Naranjito, Patillas, San Juan, Toa Alta, Toa Baja, Trujillo Alto, Vega Alta, and Vega Baja 2/8/2022 TBD
Torrential Rains Mayaguez, Adjuntas, Aguada, Maricao, Utuado, San German, Ciales, Salinas, Aibonito, Maunabo, Ponce, Naguabo, Orocovis, Patillas, Hormigueros, Jayuya, Las Marias, Humacao, Yabucoa, and Guayama 10/31/2022 TBD
Rhode Island Winter Storm Bristol, Kent, Newport, Providence, and Washington 1/29/2022 TBD
South Dakota Flooding Brown, Clark, Codington, Day, Faulk, Grant, Hand, Marshall, Potter, and Roberts 4/9/2023 9/30/2023
Flooding Brown, Clark, Codington, Day, Faulk, Grant, Hand, Marshall, Potter, and Roberts 6/2/2023 TBD
Flooding Edmunds and Spink 6/2/2023 TBD
Tennessee Severe Weather Fayette, Shelby, and Tipton 6/25/2023 10/31/2023
Texas Border Security Bee, Brewster, Brooks, Chambers, Colorado, Crane, Crockett, Culberson, DeWitt, Dimmit, Duval, Edwards, El Paso, Frio, Galveston, Goliad, Gonzales, Hudspeth, Jackson, Jeff Davis, Jim Hogg, Jim Wells, Kenedy, Kerr, Kimble, Kinney, Kleberg, La Salle, Lavaca, Live Oak, Mason, Maverick, McCulloch, McMullen, Medina, Menard, Midland, Pecos, Presidio, Real, Refugio, San Patricio, Schleicher, Sutton, Terrell, Throckmorton, Uvalde, Val Verde, Victoria, Webb, Wharton, Wilbarger, Wilson, Zapata, and Zavala 5/31/2022 TBD
Drought Andrews, Atascosa, Austin, Bailey, Bandera, Baylor, Bexar, Blanco, Borden, Bosque, Brown, Burnet, Callahan, Cameron, Castro, Childress, Cochran, Coke, Collingsworth, Colorado, Comal, Comanche, Coryell, Cottle, Crosby, Dallam, Dawson, Deaf Smith, Dickens, Dimmit, Eastland, Ector, Edwards, Erath, Falls, Fisher, Floyd, Foard, Frio, Gaines, Garza, Gillespie, Glasscock, Grimes, Hale, Hamilton, Hansford, Hardeman, Hartley, Hays, Henderson, Hidalgo, Hockley, Howard, Hutchinson, Jones, Kendall, Kent, Kerr, Kimble, King, Kinney, La Salle, Lamb, Lampasas, Lipscomb, Llano, Lubbock, Lynn, Martin, Mason, Matagorda, Maverick, Mcculloch, Mclennan, Medina, Menard, Midland, Mills, Mitchell, Montgomery, Moore, Motley, Nolan, Ochiltree, Oldham, Parmer, Potter, Randall, Real, Roberts, Runnels, San Saba, Scurry, Shackelford, Sherman, Sterling, Stonewall, Sutton, Swisher, Taylor, Terry, Travis, Uvalde, Webb, Wharton, Yoakum, and Zavala 7/8/2022 TBD
Severe Storm Hidalgo 4/28/2023 TBD
Severe Storm Cameron 5/10/2023 TBD
Severe Storms and Flooding Bailey, Briscoe, Castro, Deaf Smith, Garza, Hale, Lamb, Lynn, Parmer, Potter, Randall, and Roberts 5/27/2023 TBD
Severe Storms Camp, Cass, Fisher, Franklin, Gregg, Harrison, Hopkins, Jones, Kent, Leon, Marion, Montgomery, Morris, Motley, Nolan, Ochiltree, Panola, Shelby, Smith, Stonewall, Titus, Upshur, and Wood 6/14/2023 TBD
Wildfires Anderson, Andrews, Angelina, Aransas, Archer, Atascosa, Austin, Bailey, Bandera, Bastrop, Baylor, Bell, Bexar, Blanco, Borden, Bosque, Brazos, Brewster, Briscoe, Brooks, Brown, Burleson, Burnet, Caldwell, Calhoun, Callahan, Cameron, Cass, Castro, Chambers, Cherokee, Clay, Cochran, Coke, Coleman, Colorado, Comal, Comanche, Concho, Cooke, Coryell, Crockett, Crosby, Culberson, Dallas, Denton, Dewitt, Dimmit, Duval, Eastland, Ector, Edwards, El Paso, Ellis, Erath, Falls, Fannin, Fayette, Fort Bend, Freestone, Frio, Gaines, Galveston, Garza, Gillespie, Glasscock, Goliad, Gonzales, Gregg, Grimes, Guadalupe, Hale, Hamilton, Hardeman, Hardin, Harris, Harrison, Hays, Henderson, Hidalgo, Hill, Hood, Houston, Howard, Hudspeth, Hunt, Jack, Jackson, Jasper, Jeff Davis, Jefferson, Jim Hogg, Jim Wells, Johnson, Karnes, Kaufman, Kendall, Kenedy, Kerr, Kimble, King, Kleberg, Knox, La Salle, Lamb, Lampasas, Lavaca, Lee, Leon, Liberty, Limestone, Llano, Madison, Marion, Martin, Mason, Matagorda, Maverick, Mcculloch, Mclennan, Medina, Menard, Midland, Milam, Mills, Mitchell, Montague, Montgomery, Nacogdoches, Navarro, Newton, Nolan, Nueces, Orange, Palo Pinto, Panola, Parker, Polk, Potter, Presidio, Randall, Reagan, Real, Red River, Reeves, Refugio, Robertson, Rockwall, Runnels, Rusk, Sabine, San Augustine, San Jacinto, San Patricio, San Saba, Schleicher, Scurry, Shackelford, Shelby, Smith, Somervell, Starr, Stephens, Tarrant, Taylor, Terrell, Throckmorton, Tom Green, Travis, Trinity, Tyler, Upshur, Upton, Val Verde, Van Zandt, Victoria, Walker, Waller, Ward, Washington, Wharton, Wichita, Wilbarger, Williamson, Wilson, Winkler, Wise, Yoakum, Young, Zapata, and Zavala 7/24/2023 TBD
Vermont Severe Weather All 7/9/2023 TBD
Severe Weather All 7/15/2023 TBD
Washington Severe Storm and Flooding Grant and Douglas 7/10/2022 TBD
Wildfires All 7/10/2022 TBD
Overpass Damage Lewis 9/22/2022 TBD
Leiser Road Overpass Clark 7/7/2023 TBD
West Virginia Flooding Emergency Barbour, Berkeley, Boone, Braxton, Brooke, Cabell, Calhoun, Clay, Doddridge, Fayette, Gilmer, Grant, Greenbrier, Hampshire, Hancock, Hardy, Harrison, Jackson, Jefferson, Kanawha, Lewis, Lincoln, Logan, Marion, Marshall, Mason, McDowell, Mercer, Mineral, Mingo, Monongalia, Monroe, Morgan, Nicholas, Ohio, Pendleton, Pleasants, Pocahontas, Preston, Putnam, Raleigh, Randolph, Ritchie, Roane, Summers, Taylor, Tucker, Tyler, Upshur, Wayne, Webster, Wetzel, Wirt, Wood, and Wyoming 9/30/2022 TBD
Wisconsin Severe Winter Storms Adams, Ashland, Barron, Bayfield, Brown, Buffalo, Burnett, Calumet, Chippewa, Clark, Columbia, Crawford, Dane, Dodge, Door, Douglas, Dunn, Eau Claire, Florence, Fond Du Lac, Forest, Grant, Green, Green Lake, Iowa, Iron, Jackson, Jefferson, Juneau, Kenosha, Kewaunee, La Crosse, Lafayette, Langlade, Lincoln, Manitowoc, Marathon, Marinette, Marquette, Menominee, Milwaukee, Monroe, Oconto, Oneida, Outagamie, Ozaukee, Pepin, Pierce, Polk, Portage, Price, Racine, Richland, Rock, Rusk, Sauk, Sawyer, Shawano, Sheboygan, St. Croix, Taylor, Trempealeau, Vernon, Vilas, Walworth, Washburn, Washington, Waukesha, Waupaca, Waushara, Winnebago, and Wood 2/24/2023 TBD
Elevated Wildfire Conditions All 4/12/2023 TBD
Widespread Flooding All 4/16/2023 TBD
Flooding Albany, Big Horn, Campbell, Carbon, Converse, Crook, Fremont, Goshen, Hot Springs, Johnson, Laramie, Lincoln, Natrona, Niobrara, Park, Platte, Sheridan, Sublette, Sweetwater, Teton, Uinta, Washakie, and Weston 6/12/2022 TBD

In order to utilize an emergency or disaster-related SEP, individuals must:

  • Reside (including resided at the start of the incident date) in an area where a federal, state, or local government entity has declared a disaster or other emergency.
  • Have had another valid election period (e.g., Initial Enrollment Period) at any time during the incident period.
  • Have missed an enrollment during that other valid election period due to the disaster or other emergency.

In addition, the SEP is available to those individuals who don’t live in the affected areas but who do rely on help making health care decisions from one or more individuals who live in the affected areas.

What Steps Do Agents Need to Follow?

If your client believes they may qualify for one of these SEPs and wants to enroll, disenroll, or switch Medicare Advantage or PDP plans, your client should:

  • Be able to show proof that they lived/live in an impacted area at the start of the incident period.
  • Confirm that they had another election period available during the time of the incident period.
  • Confirm that the beneficiary lived in a county that has been declared a disaster or emergency by a federal, state, or local government entity.

Once you’ve verified their eligibility, proceed with the application. During the application process, select these two enrollment reasons:

  • Affected by an emergency or major disaster (as declared by FEMA or a government entity).
  • Election period enrollee was eligible for and not able to use due to the declared disaster or emergency. Provide dates when applicable (e.g., change in residence).

The enrollment will be submitted to CMS using this election code. If it’s determined that this election isn’t appropriate, the carrier will reach out to inform you, and the member will receive a Request for Information (RFI) to determine if another enrollment period is available to them.

Please note that enrollments made using this SEP are effective the first of the month following the enrollment.

● ● ●

We strive to keep you updated on relevant news and information, and we’ll update this post when new SEPs become available. Check back if something happens in your area that you think might lead to a declared emergency.

Editor’s Note: This post was originally published in December 2022. It has been updated to include the latest SEPs available in 2023.

Share Post

Ritter Promotion

Related Posts


Like being the first to know? So do we. Join the thousands of independent agents getting the first word from Ritter.

Register with Ritter!