Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2024

Which Medicare Advantage carriers should be in your portfolio for 2024? We’ve got the answer!

Below are the Medicare Advantage (MA) products we recommend agents contract to sell during the upcoming plan year. For all of our competitive carrier contracts, please click on your state(s) on our product availability map.

Get a Contract to Sell Aetna Medicare Advantage

Aetna is one of the largest health insurance carriers, offering not only MA plans, but also Medicare Supplements (Med Supps) and Part D prescription drug plans (PDPs). Many of your clients will have heard of this carrier and may have even had other types of insurance through this carrier before. The sense of trust that often comes with brand-name products, such as Aetna’s, continues to make their plans great picks for your portfolio.

This Annual Enrollment Period, you can offer your clients a diverse portfolio of Medicare products including MAPD, MA-only plans, PDPs, and D-SNPs. 2024 MAPD plans will continue to offer benefits like SilverSneakers®. There will be $0 copays for important preventative tests and services and telehealth coverage for primary and urgent care and mental health services. Additionally, 2024 MA-only benefits include $0 premium, dental, vision, SilverSneakers®, $0 copay for PCP and lab, an over-the-counter allowance, hearing aid coverage, and more!

Registered with Ritter? Log in to get appointed with Aetna.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell AmeriHealth Medicare Advantage

New to the New Jersey market for 2024, AmeriHealth serves approximately five million members in 13 states and the District of Columbia with quality, award-winning managed care health plans, including Medicaid, Medicare, long-term services and supports (LTSS), behavioral health, and pharmacy benefit management services.

Heading into 2024, AmeriHealth will be utilizing their large network of doctors, hospitals, specialists, and pharmacies. Consumers will receive great service and personal attention while also getting extra benefits, such as dental, vision, hearing, wellness education, smoking cessation, a nurse hotline, and transportation to their provider.

AmeriHealth MA plans are fantastic options for agents selling in NJ.

Registered with Ritter? Log in to get appointed with AmeriHealth.

Not registered yet? Let us know you’re interested.

Note: Our AmeriHealth MAPD contract is under Independence in Contract Now. Select IBC — AmeriHealth Medicare 2024.

Get a Contract to Sell Anthem/Elevance Health Medicare Advantage

A leader in Medicare, Anthem, now known as Elevance Health, serves more than 2.6 million Medicare members. Their robust product portfolio features MA-only plans, Medicare Advantage Prescription Drug (MAPD) plans, Dual Eligible Special Needs Plans (D-SNPs), Chronic Condition Special Needs Plans (C-SNPs), PDPs, and Med Supps. Through the Blue Cross Blue Shield Association’s national BlueCard^® PPO program, Anthem/Elevance Health could provide your clients with access to 95 percent of physicians and 96 percent of hospitals! For those who aren’t aware, this insurer is the second largest Medicaid company in the nation.

Elevance Health is expanding into 91 additional counties for 2024. This means 93 percent of Medicare eligibles in their footprint will have access to their Medicare Advantage plans. Their D-SNP product line will include an everyday option allowance, which increases options and provides greater flexibility. Be sure to check out their improved dental offerings, combining preventive and comprehensive services; expansion coverages for OTC hearing aids; and simplified branding/streamlined product naming designed to improve customer experience.

Anthem MAPD plans (called Wellpoint in some states) are fantastic options for agents selling in CA, FL, GA, IN, NJ, and TX.

Registered with Ritter? Log in to get appointed with Anthem.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Capital Blue Cross Medicare Advantage

For more than 80 years, Capital Blue Cross has served their members by offering health insurance products, services, and technology solutions that help their members live healthier lives. For 2023, Capital Blue Cross serves a 21-county region in Central Pennsylvania and the Lehigh Valley. Along with one of the largest networks of doctors and hospitals, each of Capital Blue Cross’ 2023 Medicare plans include robust perks like fitness center memberships, transportation to doctor appointments, health coaching, food and produce allowance for qualifying members, and more!

Offer your clients more options and less settling this AEP with an MA plan from Capital Blue Cross. Monthly premiums, medical deductibles and prescription drug deductibles can be as low as $0. Plan benefits can include annual allowances for dental, vision, and hearing; transportation; quarterly OTC allowance; and fitness deals. PPO members get added peace-of-mind with the Visitor/Traveler program.

Capital Blue Cross plans are fantastic options for agents selling in PA.

Registered with Ritter? Log in to get appointed with Capital Blue Cross.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Cigna Healthcare Medicare Advantage

Looking for a time-tested carrier? It’s time to contract with Cigna Healthcare. Their roots extend back to 1792, making them the oldest stockholder-owned insurer in the nation! While they’ve only been offering Medicare plans for the last quarter century, their products have shown great stability throughout. With 67,000 contracted pharmacies, Cigna Healthcare networks provide access to 99 percent of all U.S. pharmacies. More than 165 million customers already trust this carrier for coverage and your clients might, too!

In 2023, more than 200,000 new providers were added to Cigna Healthcare’s network. For 2024, their affordable MA plans will be available in 29 states and D.C. And exciting news — their competitive PDPs will be commissionable! All Cigna Healthcare MA plans include dental, vision, hearing, meals, and fitness benefits.

Cigna Healthcare MA plans are fantastic options for agents selling in AR, AZ, FL, GA, IL, NJ, NV, NY, PA, SC, TN, and TX.

Registered with Ritter? Log in to get appointed with Cigna Healthcare.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Clover Health Medicare Advantage

Clover Health started offering MA coverage for New Jersey in 2014, and they’ve been expanding their county, state, and enrollment numbers ever since. According to Deft Research, Clover Health has been one of the fastest-growing MA plans, among parent organizations with 50,000 or more members, by percent growth in the country for the 2020, 2021, and 2022 Annual Enrollment Periods! Who doesn’t like wide-open networks and easy access to their trusted doctors?

Clover Health MA plans are available in five states for 2024. All plans are commissionable and come with great selling potential. Supplemental benefits can include dental and OTC allowance, live healthy rewards, and more!

Clover Health MA plans are fantastic options for agents selling in GA and NJ.

Registered with Ritter? Log in to get appointed with Clover Health.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Devoted Health Medicare Advantage

Many won’t find an MA carrier as devoted to them as Devoted Health. With 87 percent of members’ calls answered in 30 seconds or less, 91 percent of issues resolved on the first call, and bilingual support, getting help is a breeze for members. For agents, the stats are even better: 95 percent of calls answered within 30 seconds and 95 percent of issues resolved on the same call! Devoted Health’s Medicare portfolio boasts MA PPO and HMO plans, D-SNPs, and C-SNPs, varying by market. Every year since they launched, their membership has doubled!

For 2024, Devoted Health is expanding in 12 of the 13 states where they have a market presence, for a 100-county expansion. Additionally, this carrier is investing in high Part B giveback values, and all SNP products feature a Food & Home Card, over-the-counter allowance and comprehensive dental. Good news for clients who receive 100 percent LIS/Extra Help… all premium products are $0 for 2024.

Devoted Health MA plans are fantastic options for agents selling in FL, OH, PA, and TX.

Registered with Ritter? Log in to get appointed with Devoted Health.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Excellus BlueCross BlueShield Medicare Advantage

Excellus BlueCross BlueShield is upstate New York’s largest nonprofit health plan. They offer Medicare Advantage and Medicare Supplement plans to beneficiaries in 31 counties throughout Western, Central, and Eastern NY and feature robust provider networks and strong supplemental benefits.

Excellus BCBS’ MA plans are some of the highest rated in the nation by Medicare and offer dental, vision, and hearing coverage on most plans, as well as impressive supplemental benefits like transportation to appointments, meal delivery, Silver&Fit, telehealth, and more.

Excellus BCBS MA plans are fantastic options for agents selling in NY.

Registered with Ritter? Log in to get appointed with Excellus BlueCross BlueShield.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Highmark Medicare Advantage

The fourth largest overall Blue Cross Blue Shield affiliated organization, Highmark Inc. and its Blue-branded affiliates offer multiple MA and Part D solutions throughout Pennsylvania, Delaware, New York, and West Virginia. Currently, this carrier meets the needs of more than six million members! Highmark is a well-known, competitive carrier that is a favorite of both clients and agents due to their wide availability, diverse product offerings, and robust supplemental benefits!

Looking forward to 2024, exciting developments are on the horizon for Highmark, such as introducing brand-new product designs in several regions to meet the specific needs of clients and unique digital tools geared towards managing chronic conditions at no cost to consumers. They are also expanding their MA, ACA, and D-SNP products into new counties, including the Philadelphia region for ACA. Highmark also has an additional focus on D-SNP products with Highmark Wholecare, giving you easier access to selling those plans.

Highmark MA plans are fantastic options for agents selling in the Mid-Atlantic region.

Registered with Ritter? Log in to get appointed with Highmark.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Humana Medicare Advantage

Since 1961, Humana has been committed to helping people live healthy and happy. In addition to being named to the 2020 JUST 100 list, Humana ranked number one out of health care providers on the list for its treatment of customers. Most of their affordable MA plans feature additional supplemental benefits vision, dental, and fitness.

Humana’s open network PPO plan is going even bigger in 2024. Your clients can see any doctor in the country — including specialists — all without a referral. Plans will feature $0 copays for hundreds of common prescriptions. Additionally, dental coverage will be available on every Humana plan and their dental network and allowances have been expanded to include more options. The popular Spending Account Card is getting even stronger in 2024. Depending on plan and location, clients can use the Humana Spending Account Card through a Healthy Options allowance, Flex allowance and/or the OTC allowance. New for 2024, all D-SNP plans will feature the Healthy Options allowance and have a monthly rolling balance for unused funds.

Humana MA plans are fantastic options for agents selling in FL, GA, IL, IN, NC, NY, OH, OR, PA, SC, TX, and WA.

Registered with Ritter? Log in to get appointed with Humana.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Jefferson Health Plans Medicare Advantage

Jefferson Health Plans (formerly Health Partners Plans) is a competitive carrier in the central and eastern parts of Pennsylvania. For 2023, they’ve offered low or no-cost MA plans with impressive supplemental benefits like transportation to appointments, dental, vision, and hearing allowances, and more! They provide agents with a comprehensive portal containing eApps, a drug cost estimator, lead capture, and more, which makes selling their competitive MA plans seamless.

There are new perks in store from Jefferson Health Plans for 2024! They are expanding into new counties in NJ and introducing a new Part B Giveback plan to be offered in Bucks, Montgomery, and Philadelphia counties in PA. Additionally, a new Flex Card benefit for dental, vision and hearing expenses is coming to plans, as well as the benefit of covered oral exams and cleanings three time a year.

Jefferson Health Plans MA plans are fantastic options for agents selling in PA and NJ.

Registered with Ritter? Log in to get appointed with Jefferson Health Plans.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell MediGold Medicare Advantage

Interested in another niche name? Strike gold with MediGold! A member of the Trinity Health family, MediGold is known for its high-quality network. This carrier has been offering MA coverage for 25 years and currently serves more than 42,000 members.

If you’re selling in the OH market this AEP, MediGold is a must-have in your portfolio. For 2024, MA plans feature a vision and hearing benefits flex card with a $500 allowance to be spent on out-of-pocket expenses for any covered service, including copays and hardware. Additionally, Genesis Healthcare System will be in-network for Muskingum County. In general, MediGold’s MA plans can have a $0 cost on premium, unlimited PCP visits, copays for Tier 1 or 2 drugs (mail order), medical deductibles, and transportation benefit with unlimited trips.

MediGold MA plans are fantastic options for agents selling in CT, IA, ID, NY, and OH.

Registered with Ritter? Log in to get appointed with MediGold.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell MetroPlusHealth Medicare Advantage

MetroPlusHealth serves eligible New Yorkers with health care at little to no cost with more than 700,000 members strong across New York City and a network that includes over 30,000 sites across the five boroughs of NYC. MetroPlusHealth has offered benefit-rich MA plans and D-SNPs along with being the only plan backed by NYC Health + Hospitals, the largest municipal health system in the U.S.

This AEP, you can offer clients a MetroPlusHealth MA plan that features $0 premiums, deductibles, and coinsurance. Along with a network with access to over 40 hospitals, their plans come with worldwide emergency room access and robust added benefits for telehealth, fitness, routine transportation, and more!

MetroPlusHealth MA plans are fantastic options for agents selling in NY.

Registered with Ritter? Log in to get appointed with MetroPlusHealth.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell UnitedHealthcare Medicare Advantage

Don’t miss this one: UnitedHealthcare is the largest Medicare insurer in the country and the only one with an AARP name. If they’re not already in your portfolio, they should be! This carrier offers MA plans, Med Supp plans, PDPs, D-SNPs, and more. Your clients will almost certainly have heard this name. Not only have they offered a long list of benefits, but they’ve also paid lifetime commissions on most MAPD plans. Their MA network has been the largest MA national network. Their D-SNP footprint has reached 75 percent of dual eligibles throughout the U.S. And, UnitedHealthcare’s drug coverage has been more comprehensive than many stand-alone Part D plans!

UnitedHealthcare reaches 96 percent of eligibles and, in 2024, will offer even more plans designed to fit the different needs of consumers. This carrier is adding more than 80 new plans to their expansive product portfolio, weighted toward LPPOs and $0 premiums.

UnitedHealthcare MA plans are fantastic options for agents selling in CA, FL, GA, IL, IN, MD, MI, NC, NJ, OH, PA, SC, TN, and VA.

Registered with Ritter? Log in to get appointed with UnitedHealthcare.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell UPMC for Life Medicare Advantage

Selling in Pennsylvania and/or Ohio? Offer access to the prestigious UPMC network with UPMC for Life’s MA plans. This carrier has HMO and PPO plans rated 5 out of 5 stars and has been serving Medicare beneficiaries for more than 20 years. They boast a 96 percent member retention rate. Moreover, UPMC for Life has been named a Grand Stevie Award winner for overall best Sales and Customer Service for the third year in a row (2021 to 2023). In addition to having an award-winning Health Care Concierge team, they are also the second-largest provider-led plan in the nation!

UPMC for Life MA plans are fantastic options for agents selling in OH and PA (Allegheny county).

Registered with Ritter? Log in to get appointed with UPMC for Life.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Wellcare Medicare Advantage

For more than 20 years, Wellcare has offered a range of Medicare products, including affordable MA and Part D prescription drug plans. Wellcare (part of the Centene family of brands) is trusted by one in 15 Americans for health coverage. Their product portfolio is what allows them to support members with the quality care they need and deserve.

Wellcare is expanding in six states for 2024 — CA, DE, NM, OH, PA, and WA! They are also advancing into the D-SNP market and offering a plethora of benefits, along with upgrades to their Spendables card. This card will give beneficiaries the ability to pay for more expenses including gas, utilities, rent, OTC products, and more! What’s even more exciting is four D-SNP plans will feature Spendables cards with monthly rolling balances, which means no more “use it or lose it.”

Wellcare MA plans are fantastic options for agents selling in DE, GA, MO, SC, TX (Dallas, Fort Worth, and Houston counties), and WA.

Registered with Ritter? Log in to get appointed with Wellcare.

Not registered yet? Let us know you’re interested.

Are you blostering your MA sales with hospital indemnity insurance? MA and hospital indemnity plans make a perfect pair as the coverage a hospital indemnity plan provides can be used to pay for deductibles, ER visits, observation stays, surgeries, and other expenses an MA plan alone might not fully cover. Reach out to your Ritter sales specialist today to get your porfolio equipped with competitve hospital indemnity plans!