Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2023

Which Medicare Advantage carriers should be in your portfolio for 2023? We’ve got the answer!

Below are the Medicare Advantage (MA) products we recommend agents contract to sell during the upcoming plan year. For all of our competitive carrier contracts, please click on your state(s) on our product availability map.


Get a Contract to Sell Aetna Medicare Advantage

Aetna is one of the largest health insurance carriers, offering not only MA plans, but also Medicare Supplements (Med Supps) and Part D prescription drug plans (PDPs). Many of your clients will have heard of this carrier and may have even had other types of insurance through this carrier before. The sense of trust that often comes with brand-names products, such as Aetna’s, continues to make their plans great picks for your portfolio.

For 2023, Aetna’s MA footprint will reach 85.8 percent of Medicare eligibles across the United States. With expanded HMO and PPO service areas, and Dual Eligible Special Needs Plans (D-SNPs) in three new states and 398 new counties, more of your clients could have access to Aetna.

Aetna 2023 MA plans are fantastic options for agents selling in FL, GA, KY, NJ, NY, OH, PA, TN, TX, and SC.

Registered with Ritter? Log in to get appointed with Aetna.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell AmeriHeatlh Caritas VIP Care Medicare Advantage

Want to treat your clients like “VIPs?” Give them access to AmeriHealth Caritas VIP Care’s (HMO-SNP) D-SNP. We definitely think it’s worth offering, especially if you work with Medicare eligibles who qualify Medicaid. Not only does AmeriHealth offer a large network of doctors, hospitals, and specialists, but they’re also one of the three managed care organizations participating in the Community Health Choices programs in Pennsylvania.

AmeriHealth Caritas VIP Care’s dual-eligible levels include Qualified Medicare Beneficiary (QMB), Full Medicaid (only) (FBDE), and Specified Low-Income Medicare Beneficiary Plus (SLMB Plus). For 2023, this carrier is expanding into Delaware and Florida. They’ll be offering competitive over-the-counter (OTC) benefits, an extensive network of providers, as well as education, wellness programs, and meal benefits.

AmeriHealth Caritas VIP Care 2023 MA plans are fantastic options for agents selling in DE, FL, PA, and SC.

Registered with Ritter? Log in to get appointed with AmeriHealth Caritas VIP Care.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Anthem/Elevance Health Medicare Advantage

A leader in Medicare, Anthem, now known as Elevance Health, serves more than 2.6 million Medicare members. Their robust product portfolio features MA-only plans, Medicare Advantage Prescription Drug (MAPD) plans, D-SNPs, Chronic Condition Special Needs Plans (C-SNPs), PDPs, and Med Supps. Through the Blue Cross Blue Shield Association’s national BlueCard® PPO program, Anthem/Elevance Health could provide your clients with access to 95 percent of physicians and 96 percent of hospitals! For those who aren’t aware, this insurer is the second largest Medicaid company in the nation.

Elevance Health/Anthem is expanding into 145 additional counties for 2023, becoming newly available to 2.1 million Medicare eligibles. Their PPO product expansion includes an additional 210 counties and availability to 6.7 million more Medicare eligibles. Be sure to check out their improved dental offerings, expanded insulin savings program, and enhanced Essential/Everyday Extras packages for your clients!

Anthem MA plans are fantastic options for agents selling in CA, FL, GA, IA, NY, OH, and WI.

Registered with Ritter? Log in to get appointed with Anthem.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Cigna Medicare Advantage

Looking for a time-tested carrier? It’s time to contract with Cigna. Their roots extend back to 1792, making them the oldest stockholder-owned insurer in the nation! While they’ve only been offering Medicare plans for the last quarter century, their products have shown great stability throughout. With 67,000 contracted pharmacies, Cigna networks provide access to 99 percent of all U.S. pharmacies. More than 165 million customers already trust Cigna for coverage and your clients might, too!

What makes Cigna competitive for 2023? This carrier is offering 42 percent plans, including new D-SNPs. Their MA plans will be available in two new states, New York and Kentucky, and 107 new counties. From 2022, their MA footprint will increase 22 percent — up to 584 counties — with 173 new PPO counties, 114 new HMO counties, and 79 new D-SNP counties! You and your clients can also expect to see expanded dental benefits, insulin savings, and a new Cigna Health Today card.

Cigna MA plans are fantastic options for agents selling in AL, AR, AZ, CO, FL, GA, IL, NM, NY, PA, TN, TX, and UT.

Registered with Ritter? Log in to get appointed with Cigna.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Clover Medicare Advantage

Clover Health started offering MA coverage for New Jersey in 2014, and they’ve been expanding their county, state, and enrollment numbers ever since. According to Deft Research, Clover Health is one of the fastest-growing MA plans, among parent organizations with 50,000 or more members, by percent growth in the country for the past three Annual Enrollment Periods (2020, 2021, and 2022)! Who doesn’t like wide-open networks and easy access to their trusted doctors?

For 2023, Clover’s MA plans will be available in eight states. New benefits will include Clover LiveHealthy Rewards, which includes rewards dollars for taking part in health and wellness initiatives, and Worldwide Coverage ($25,000 max for the emergency room, urgent care, and ambulance transportation). Select states will also see market and/or plan expansions!

Clover MA plans are fantastic options for agents selling in GA and NJ.

Registered with Ritter? Log in to get appointed with Clover.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Devoted Health Medicare Advantage

Many won’t find an MA carrier as devoted to them as Devoted Health. With 87 percent of members calls answered in 30 seconds or less, 91 percent of issues resolved on the first call, and bilingual support, getting help is a breeze for members. For agents, the stats are even better: 95 percent of calls answered within 30 seconds and 95 percent of issues resolved on the same call! Devoted Health’s Medicare portfolio boasts MA PPO and HMO plans, D-SNPs, and C-SNPs, varying by market. Every year since they launched, their membership has doubled!

Expect big things from Devoted Health for 2023. They’ll be newly available in eight states, four in the southeastern U.S. Devoted Health will be offering 127 plans for the upcoming year, reaching 25 percent of Medicare beneficiaries across the country. Don’t miss their expanded C-SNPs!

Devoted Health MA plans are fantastic options for agents selling in AZ, CO, PA, and TX.

Registered with Ritter? Log in to get appointed with Devoted Health.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Health Partners Plans Medicare Advantage

Health Partners Medicare, brought to you by Health Partners Plans, is a niche carrier, with multiple MA plans available in select locations. However, during its 35 years in operation, Health Partners Plans has received national recognition for their innovations in managed care. Uniquely, this carrier is an award-winning, not-for-profit HMO.

For Health Partners Medicare, 2023 will bring a growing provider network and expansion into New Jersey. This carrier will offer low- to $0-premiums, $0 copays for primary care physician visits, and generous OTC allowances, ranging from $150 to $300 per quarter depending on the plan.

Health Partners Medicare MA plans are fantastic options for agents selling in NJ and PA.

Registered with Ritter? Log in to get appointed with Health Partners Plans.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell Highmark Medicare Advantage

The fourth-largest overall Blue Cross Blue Shield affiliated organization, Highmark Inc. and its Blue-branded affiliates offer multiple MA and Part D solutions throughout Pennsylvania, Delaware, New York, and West Virginia. Currently, this carrier meets the needs of more than six million members!

Excitingly, Highmark is offering several new Part B premium buyback plans, a new MA-only plan, low premiums, and more for 2023! Depending on the state and plan, you and your clients could also see an increased comprehensive dental benefit and larger OTC allowances. Sixteen additional counties in West Virginia will have access to this reputable name.

Highmark MA plans are fantastic options for agents selling in the Mid-Atlantic region.

Registered with Ritter? Log in to get appointed with Highmark.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell MediGold Medicare Advantage

Interested in another niche name? Strike gold with MediGold! A member of the Trinity Health family, MediGold is known for its high-quality network. This carrier has been offering MA coverage for 25 years and currently serves more than 42,000 members.

MediGold has a number of amazing new plans and enhanced benefits for the upcoming plan year. You’ll see cashback plans, new embedded and supplemental dental benefits, and a $100 HRA. Select states will also see network and/or service area expansions. This carrier is paying the highest allowable commissions as per CMS rules!

MediGold MA plans are fantastic options for agents selling in CT, IA, ID, NY, and OH.

Registered with Ritter? Log in to get appointed with MediGold.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell UnitedHealthcare Medicare Advantage

Don’t miss this one: UnitedHealthcare is the largest Medicare insurer in the country and the only one with an AARP name. If they’re not already in your portfolio, they should be! This carrier offers MA plans, Med Supp plans, PDPs, D-SNPs, and more. Your clients will almost certainly have heard this name. Not only do they offer a long list of benefits, but they also pay lifetime commissions on most MAPD plans!

What’s new with UnitedHealthcare for the 2023 plan year? This carrier will offer a plan that is available to 95 percent of Medicare eligibles! We’ll see more than 120 new plans, a new Flex Card, more flex benefits, utilities combo credit, and improved dental benefit. They’re also introducing the UCard — an all-in-one card, including the member ID card.

The UnitedHealthcare MA network is the largest MA national network. Their D-SNP footprint reaches 75 percent of dual eligibles throughout the U.S. And, their dug coverage is more comprehensive than many stand-alone Part D plans!

UnitedHealthcare MA plans are fantastic options for agents selling in CA, FL, GA, IL, IN, MD, MI, NC, NJ, OH, PA, SC, TN, and VA.

Registered with Ritter? Log in to get appointed with UnitedHealthcare.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell UPMC for Life Medicare Advantage

Selling in Pennsylvania and/or Ohio? Offer access to the prestigious UPMC network with UPMC for Life’s MA plans. This carrier has HMO and PPO plans rated 5 out of 5 stars and has been serving Medicare beneficiaries for more than 20 years. They also boast a 96 percent member retention rate! Moreover, UPMC for Life has been named a Grand Stevie Award winner for overall best Sales and Customer Service for the second year in a row (2021 and 2022).

For 2023, UPMC for Life has lowered the maximum out-of-pocket (MOOP) limit for most plans — some have been reduced as much as $3,000! Premiums on their most popular plans have been lowered or will remain stable. A new plan for retired military veterans, designed by retired military veterans and featuring a Part B premium reduction, will be also available. Added benefits include an expanded comprehensive dental allowance, hearing aid discount, and the UPMC for Life Flex Spend Card for OTC products and dental, vision, and hearing services.

UPMC for Life MA plans are fantastic options for agents selling in OH and PA.

Registered with Ritter? Log in to get appointed with UPMC for Life.

Not registered yet? Let us know you’re interested.

Get a Contract to Sell WellSense Medicare Advantage

New Hampshire agents, this one is for you! WellSense offers their MA plan in all counties of New Hampshire. Operated by Boston Medical Center Health Plan, Inc., WellSense has been offering Medicaid coverage for more than 20 years, though they only started offering D-SNP coverage in 2022. You can meet the needs of your lower income clients with this innovative carrier!

WellSense will be adding new plans, including low- and $0-premium options, for 2023. They’re also adding supplemental benefits, including SilverSneakers, TruHearing, enhanced dental, and an increased OTC allowance.

WellSense MA plans are fantastic options for agents selling in NH.

Registered with Ritter? Log in to get appointed with WellSense.

Not registered yet? Let us know you’re interested.

Share Post

Ritter Promotion

Related Posts


Get the leading Medicare sales contracts for the 2022 AEP by partnering with Ritter Insurance Marketing.

Register with Ritter!