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Here are some highlights of top carriers and products we recommend for 2021.
Get a Contract to Sell Aetna Medicare Advantage
Aetna is one of the largest health insurance carriers offering Medicare Supplements, Medicare Advantage, and Medicare Part D Plans. Most plans include dental, vision, hearing, and fitness benefits to maintain your client’s lifestyle. Aetna MA plans are great options for agents selling in Indiana, Wisconsin, Alabama, California, Connecticut, Minnesota, Nevada, and Ohio.
Aetna is a well-known carrier that your clients can trust. They continue to improve members’ health care and manage clients’ cost. Plus, they are stable and consistent. Click here if you’re interested in contracting with Aetna!
Get a Contract to Sell Anthem Medicare Advantage
Anthem knows that the relationship between client and doctor is dynamic. They have doctors who take care to the next level, who really listen, and who work with clients as a partner to better their health. Anthem also has specialized health and wellness programs to work with members. The leading doctors and facilities in the Anthem family give members the extraordinary care they deserve. Anthem MA plans are great options for agents selling in Texas, Florida, Georgia, and Kentucky.
A trusted, brand-name carrier like Anthem offers a wealth of remarkable benefits that can really help your clients maintain good physical health without sacrificing their financial health. They offer year-round agent incentives while focusing on client needs. Click here to start selling plans from Anthem.
Get a Contract to Sell CareFirst BlueCross BlueShield Medicare Advantage
CareFirst is a market leader in the insurance industry with 3.4 million members. They have been around for more than 80 years, providing health care to the people of Maryland in commercial and individual markets. In 2020, they were named of the “World’s Most Ethical Companies” for the eighth year in a row. Agents living in Virginia, Maryland, Delaware, Washington D.C., and Pennsylvania and selling in Maryland would benefit from contracting with CareFirst.
Agents should contract with CareFirst because of their recognizable brand name and competitive plan options. Click here to contact your Ritter representative and contract to sell plans from CareFirst.
Get a Contract to Sell Cigna Medicare Advantage
Cigna is a global health service company whose mission is to improve the health, well-being, and peace of mind of those they serve. Cigna makes healthcare simple and affordable by offering low cost solutions and PPO choices. For 2021, all markets will have a $0 premium! These plans provide a great option for agents selling in Arizona, New Jersey, New Mexico, Tennessee, Pennsylvania, and New York.
Cigna Medicare also offers $0 behavioral health care coverage, dental coverage, a Silver & Fit® healthy aging and exercise program, post-hospital meal benefit, and enhanced health and wellness resources. Cigna offers great tools and resources to agents, which include the Cigna Agent Resource Line (CARL), Cigna for Brokers, CustomPoint, Producers’ University, and a personalized URL. Click here to contact a Ritter representative and start selling with Cigna.
Get a Contract to Sell Geisinger Medicare Advantage
A local Pennsylvania organization, Geisinger, has been serving the health care needs of Pennsylvanians for some time now. Their Medicare offerings are no different. Through Ritter, Geisinger offers their competitive Medicare Advantage plans in central and northeastern Pennsylvania. These plans offer access to top providers, reasonable cost-sharing, and extra benefits to keep their members healthy. Geisinger plans can be sold in central PA counties.
Top reasons to contract include great supplemental benefits (dental, vision, and fitness) and strong name recognition. Geisinger also participates in the CMS Senior Savings Model for insulin savings. Click here to contract with Geisinger!
Get a Contract to Sell BlueCross BlueShield of Western New York and BlueShield of Northeastern New York
BlueCross BlueShield of Western New York and BlueShield of Northeastern New York are brands under the parent company HealthNow. They are well recognized in New York because of their “blue” status. As they take steps to grow their plans, they are looking very competitive for 2021. BCBSWNY is sold in the following New York counties: Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Warren, and Washington. BSNENY is sold in the following New York counties: Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, and Wyoming.
Get started contracting with a carrier who values your clients’ individual health care needs. BCBSWNY and BSNENY are brands worth partnering with. Click here to contact a Ritter representative and start selling plans from HealthNow.
Get a Contract to Sell Highmark Medicare Advantage
Highmark is a Pennsylvania, West Virginia, and Delaware carrier with a wide range of plans to offer. Based out of Pittsburgh, PA, it holds a very strong brand recognition with the BlueCross BlueShield association behind it. Highmark is a great choice for agents selling in Pennsylvania.
As an agent, you have the power to help your clients better balance their health and money. Give them access to powerful Medicare plans! A trusted, brand-name carrier like Highmark offers a wealth of remarkable benefits that can really help your clients maintain good physical health, without sacrificing their financial health. Click here to contact your Ritter representative and contract to sell plans from Highmark.
Get a Contract to Sell Humana Medicare Advantage
Humana gives their agents everything they’ve got! From an agent support network to powerful technology tools and trainings, Humana is there to help you build your business and offer more for your clients.
Different people have different needs and Humana can support all of them. Treating a potential customer like a human means recognizing what plan best fits their lives. Humana’s comprehensive suite of products and diverse range of plan types makes it easy to connect people with the care that fits their lives. This results in more effective prospecting and conversion, a happy clientele, and an expanded portfolio.
Another thing that sets Humana apart is that they offer “Honor plans” designed with the needs of veterans in mind. Humana Honor plans are Medicare Advantage-only plans. For 2021, Humana is rolling out 20 new Honor plans and increasing coverage from 27 to 46 states. Humana is a great choice for agents selling in Idaho, Illinois, Maine, Michigan, New York, Oregon, Utah, and Louisiana.
Human Care is the differentiator for Humana. During the COVID-19 pandemic, they’ve shown that they care by waving many out-of-pocket costs. They tackle social determinants on health through the Bold Goal Strategy, which partners with local organizations to help ease food insecurity, reduce social isolation, and ensure members don’t miss appointments due to lack of transportation. Humana puts members and their communities at the center of everything they do. They look out for their agents, too, by providing access to information and the tools and support you need for a smooth sales experience, whether in person or remotely. Click here to contact your Ritter representative and contract to sell plans from Humana!
Get a Contract to Sell Independence Blue Cross Medicare Advantage
Independence Blue Cross has an extensive provider network of 100 hospitals and over 87,000 providers to best serve your clients. Independence is offering several plans with a $0 premium, which includes the Keystone Basic and Personal Choice PPO plans! For 2021, the vision, dental, and hearing benefits have been embedded into the plans and offer a $0 premium in select counties. Independence is great for agents living in Philadelphia, New Jersey, or Delaware markets and selling in Pennsylvania.
Independence allows agents to have the availability to provide prospects and clients with the Blue network, which includes 37 states and one territory. Members can receive in-network services in all participating states. Click here to contact your Ritter representative and contract with Independence.
Get a Contract to Sell Lasso Healthcare Medicare MSA
Lasso Healthcare is a high-deductible health plan plus a special, medical savings account. Lasso Healthcare makes an initial deposit of money into the member’s account. The money is the member’s to spend, move to their own bank, and/or invest. Lasso Healthcare is a great option for agents selling insurance in the following states: West Virginia, New Hampshire, Massachusetts, Florida, Alabama, Oklahoma, Oregon, Arizona, Arkansas, Washington D.C., Delaware, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Minnesota, Mississippi, Missouri, North Carolina, North Dakota, New Mexico, Nevada, Ohio, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Utah, Montana, and Wyoming.
Why contract with Lasso Healthcare? They offer $0 premiums and broad access in Medicare Advantage, and they allow clients to take control of their own care. Click here to contract today.
Get a Contract to Sell Centene-WellCare Medicare Advantage
Centene recently combined six carrier contracts you may know very well: Allwell, Ascension, Fidelis, Health Net, Trillium, and WellCare.
Contracting and certifying with Centene-WellCare will allow you to sell under all of its newly merged carriers. This gives you more to offer as an agent when appointing in multiple states with plans that come with great benefits for your clients. Agents selling Centene-WellCare plans should focus on counties in the following states: Arizona, Arkansas, Florida, Georgia, Illinois, Indiana, Kansas, Louisiana, Mississippi, Nevada, New Mexico, Ohio, Pennsylvania, South Carolina, Texas, Wisconsin, Missouri, Alabama, California, Connecticut, Hawaii, Kentucky, Maine, Michigan, North Carolina, New Hampshire, New Jersey, Tennessee, and Washington.
Contracting with Centene carriers such as Allwell and WellCare gives you access to Ritter’s top tool: Shop & Enroll. Shop & Enroll is a free, CMS compliant site we built for you to make your life a lot easier. Click here to contact your Ritter representative and contract to sell plans from Wellcare.
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