2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

For the seventh year running, CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2022 renewals.

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Ritter has everything you need to know about 2022 maximum broker commissions for Medicare Advantage and Medicare Part D plans so you know what to expect this year in sales.

Note: Insurance providers are NOT REQUIRED to pay the maximum Medicare commission rate. We’ll report when insurance companies release their 2022 filings in the coming months.

Medicare Part D Maximum Broker Commissions

Initial commissions increased from $81/member/year to $87/member/year, a 7.41% increase YOY.

Renewal commissions increased from $41/member/year to $44/member/year, a 7.32% increase YOY.

Medicare Advantage Maximum Broker Commissions

These numbers are broken out by state/region.

For CA and NJ, initial MA commissions increased from $672/member/year to $715/member/year, a 6.40% increase YOY. Renewal commissions increased from $336/member/year to $358/member/year, a 6.55% increase.

For CT, PA and DC, initial MA commissions increased from $607/member/year to $646/member/year, a 6.43% increase YOY. Renewal commissions increased from $304/member/year to $323/member/year, a 6.25% increase.

For Puerto Rico and the U.S. Virgin Islands, initial MA commissions increased from $370/member/year to $394/member/year, a 6.49% increase YOY. Renewal commissions increased from $185/member/year to $197/member/year, a 6.49% increase.

In all other states, initial MA commissions increased from $539/member/year to $573/member/year, a 6.31% increase YOY. Renewal commissions increased from $270/member/year to $287/member/year, a 6.30% increase.

Here’s a chart comparing the increases from last year.

Maximum Medicare Broker Commissions for 2022
  Initial Renewal
Product Region 2021 2022 % 2021 2022 %
MAPD National $539 $573 6.31% $270 $287 6.30%
CT, PA, DC $607 $646 6.43% $304 $323 6.25%
CA, NJ $672 $715 6.40% $336 $358 6.55%
Puerto Rico, U.S. Virgin Islands $370 $394 6.49% $185 $197 6.49%
PDP National $81 $87 7.41% $41 $44 7.32%

(By comparison, Medicare Advantage commission increases ranged from 3.85% to 5.92% for 2021.)

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Looking for more reasons to continue or start selling Medicare Advantage plans for the upcoming plan year? Read our post “4 Reasons Why Agents Should Sell Medicare Advantage Plans for 2022 ."

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