2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

For the seventh year running, CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2022 renewals.

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Ritter has everything you need to know about 2022 maximum broker commissions for Medicare Advantage and Medicare Part D plans so you know what to expect this year in sales.

Note: Insurance providers are NOT REQUIRED to pay the maximum Medicare commission rate. We’ll report when insurance companies release their 2022 filings in the coming months.

Medicare Part D Maximum Broker Commissions

Initial commissions increased from $81/member/year to $87/member/year, a 7.41% increase YOY.

Renewal commissions increased from $41/member/year to $44/member/year, a 7.32% increase YOY.

Medicare Advantage Maximum Broker Commissions

These numbers are broken out by state/region.

For CA and NJ, initial MA commissions increased from $672/member/year to $715/member/year, a 6.40% increase YOY. Renewal commissions increased from $336/member/year to $358/member/year, a 6.55% increase.

For CT, PA and DC, initial MA commissions increased from $607/member/year to $646/member/year, a 6.43% increase YOY. Renewal commissions increased from $304/member/year to $323/member/year, a 6.25% increase.

For Puerto Rico and the U.S. Virgin Islands, initial MA commissions increased from $370/member/year to $394/member/year, a 6.49% increase YOY. Renewal commissions increased from $185/member/year to $197/member/year, a 6.49% increase.

In all other states, initial MA commissions increased from $539/member/year to $573/member/year, a 6.31% increase YOY. Renewal commissions increased from $270/member/year to $287/member/year, a 6.30% increase.

Here’s a chart comparing the increases from last year.

Maximum Medicare Broker Commissions for 2022
  Initial Renewal
Product Region 2021 2022 % 2021 2022 %
MAPD National $539 $573 6.31% $270 $287 6.30%
CT, PA, DC $607 $646 6.43% $304 $323 6.25%
CA, NJ $672 $715 6.40% $336 $358 6.55%
Puerto Rico, U.S. Virgin Islands $370 $394 6.49% $185 $197 6.49%
PDP National $81 $87 7.41% $41 $44 7.32%
(By comparison, Medicare Advantage commission increases ranged from 3.85% to 5.92% for 2021.)

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