2021 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

Ritter has everything you need to know about 2021 maximum broker commissions for Medicare Advantage and Medicare Part D initial enrollments.

Note: Insurance providers are NOT REQUIRED to pay the maximum commission rate. We’ll report when insurance companies release their 2021 filings in the coming months.

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Medicare Part D Maximum Broker Commissions

Initial commissions increased from $78/member/year to $81/member/year, a 3.85% increase YOY.

Renewal commissions increased from $39/member/year to $41/member/year, a 5.13% increase YOY.

Medicare Advantage Maximum Broker Commissions

These numbers are broken out by state/region.

For CA and NJ, initial MA commissions increased from $636/member/year to $672/member/year, a 5.66% increase YOY. Renewal commissions increased from $318/member/year to $336/member/year, a 5.66% increase.

For CT, PA and DC, initial MA commissions increased from $574/member/year to $607/member/year, a 5.75% increase YOY. Renewal commissions increased from $287/member/year to $304/member/year, a 5.92% increase.

For Puerto Rico and the U.S. Virgin Islands, initial MA commissions increased from $350/member/year to $370/member/year, a 5.71% increase YOY. Renewal commissions increased from $175/member/year to $185/member/year, a 5.71% increase.

In all other states, initial MA commissions increased from $510/member/year to $539/member/year, a 5.69% increase YOY. Renewal commissions increased from $255/member/year to $270/member/year, a 5.88% increase.

Here’s a chart comparing the increases from last year.

Maximum Broker Compensation for 2021
  Initial Renewal
Product Region 2020 2021 % 2020 2021 %
MAPD National $510 $539 5.69% $255 $270 5.88%
CT, PA, DC $574 $607 5.75% $287 $304 5.92%
CA, NJ $636 $672 5.66% $318 $336 5.66%
Puerto Rico, U.S. Virgin Islands $350 $370 5.71% $175 $185 5.71%
PDP National $78 $81 3.85% $39 $41 5.13%
(By comparison, Medicare Advantage commission increases ranged from 5.41% to 5.90% for 2020.)

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