Stay Protected with E&O Insurance from Ritter

Mistakes can happen to even the best trained, most experienced agent. Make sure your business is protected by obtaining Errors and Omissions (E&O) insurance.

Like most insurance policies, E&O insurance provides policyholders with coverage that they hope they never have to use. However, it’s important to have this type of coverage to ensure your business remains safe and sound if mistakes do happen. Keep in mind, many carriers require you to hold an active E&O policy to contract with them.

Here at Ritter Insurance Marketing, we’re pleased to offer the following low-cost E&O insurance options for our contracted agents.

Option 1

Agents can participate in the Ritter Errors & Omissions protection program for business they place through Ritter between January 1, 2019, and December 31, 2019. This Ritter sub-broker coverage, which is available through the American Family Home Insurance Company, is shared among participating contracted agents.

Coverage is not effective until payment is received and processed, and the declaration page is documented. Acceptable forms of payment are Visa, MasterCard, and checks made payable to Ritter Insurance Marketing. Agents (or their hierarchies) will receive the declaration page once the paperwork is processed, and our Licensing Department will take care of forwarding the E&O to the carriers that require it.

Our policy doesn’t automatically renew, so agents must renew it every calendar year. Cost of coverage for the year is prorated based on the month you purchase coverage:

  • January to March: $150
  • April to June: $100
  • July to September: $50
  • October to December: FREE

Click here for more information on option 1.

Option 2

Agents who have one or more contracts through Ritter can purchase full E&O insurance coverage at a discounted rate through CalSurance. This enhanced coverage plan is tailored to the needs of agents contracted with Ritter and even covers contracts that aren’t through Ritter.

This program offers multiple E&O options to choose from. Installment plans are available using a credit card or ACH (debit to checking) if you enroll online.

Click here for more information on option 2.

With two affordable options, we offer excellent E&O solutions for all of our agents! If you have any questions regarding our E&O insurance options, please send us a message or call 800-769-1847.